How to check dubai police traffic fine online.

Dubai police have a sister organization RTA (Roads Transport Authority) which is responsible to issue the driving license, registering the vehicles, enforce the traffic rules, and penalize the traffic violation المخالفات المرورية. In this post, I would guide you on how to check Dubai police traffic fine or way to RTA fine check online.

Before you become a traffic violator المخالفات المرورية nominee in Dubai, please try not to breach the law, because, some violations come with a heavy penalty, which could be much more than your three-month salary.

List of the Dubai police traffic fine; 

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Two ways to impose traffic fine in Dubai;

  1.  RTA or the police officer caught you while you have violated the traffic rules or
  2. The violation spotted through the radar or hidden camera.

If you are aware of the violation, or think so, even though there is no police officer. Come back to your home and check RTA fine on the Road Transport Authority’s website by just entering a few information.

If you want to الإستعلام عن المخالفات Inquiries about violations of the traffic rules in Dubai or want to pay the fine visit the RTA website. or RTA mobile app.

Steps of RTA fine check, and pay

  1. Go to the main menu and find the service section on the RTA website.
  2. On the submenu, you would find a driver and car owner services and click.
  3. Scroll down until you find Pay Vehicle Fines and click here
    rta fine check
  4. At the bottom right of the page, click apply now button.
    Dubai police traffic fine
  5. Then search the traffic fine, by using the following options;
    1. Plate Details:
      • Enter plate number
      • Select the emirates
      • Select the vehicles category
      • Choose the code
      • Check I’m not a robot button
      • then search 
    2. License Number:
      • Enter license number
      • select the Emirates where it was issued
      • Check I’m not a robot
      • Then search
    3. Fine Number:
      • Enter file number
      • select source
      • chose year
      • Check I’m not a robot
      • then search
    4. Traffic file number
      • enter traffic files number
      • Check I’m not a robot
      • Then search 
  6. When you search for a fine, you should complete further steps with your payment method.
  7. Last option is confirmation for the payment

There are a number of ways to search and pay RTA fine in Dubai. You can use offline and online methods that are as follows;

  1. RTA website (credit card)

  2. Mobile App (credit card)

  3. Kiosks machines;

  4. Service Centres

  5. Other Service Providers

You Need A Life Insurance In Nepal? read this first.

Life Insurance in Nepal is a contract regarding the life of any person in the event of the death or disability a particular amount will be paid to the nominee.

Life insurance business in Nepal has been growing remarkably over the last decade. As more people are aware of insurance, many companies have established local and some international companies have also started their business in the insurance market in Nepal.

Nepal Insurance Board is the government agency that regulates all types of insurance companies in Nepal. It issues, renews, and revokes the companies’ license and approved the foreign firm to operate in the country.

How many life insurance companies are there in Nepal?

There are 19 life insurance companies, including three foreign insurers, 20 non-life insurance firms, a dozen, health Life insurance firms.

Life insurance corporation not only provides for people’s life insurance but also has other non-life insurance and health insurance divisions that work within that market.

What are the life insurance products and services in Nepal?

Most life insurance firms offer similar products but with different bonus rates and varying time frames. Here are popular products that life insurance companies offer to the insured in Nepal;

  1. Fixed Term insurance: Individuals can buy insurance plans that may range from 1 year to 30 years+. If something has happened to be covered by the insurance policy, compensation shall be paid to the family member or relative.
  2. Money-back plan: this plan offers a survival benefit. A fixed percentage of the Sum Assured returns during the payment period of the premium. The premium is refunded after the insured has paid 3 or 5 installments, depending on the company.
  3. Life term insurance: The insurance provider will pay a monthly payment for the rest of the life of the insured after maturity.  However, the payment will stop after the beneficiary passway even the original death benefit has not fully paid yet.

What are the benefits of life insurance in Nepal?

  1.  Death benefits: Upon the death of the policyholder within the policy term or after the maturity, full sum assured+bonus is paid.
  2. Maturity benefits: Full sum insurance+ bonus will be paid to the insured at the end of the term.
  3. Loan facility: The insured can borrow up to 90 percent from the insured sum after paying 2 installments.
  4. Tax benefits: Nepal government does not charge any taxes on the premium you will pay and assured amount.
  5. Additional benefits: depending on the insurance plan;
    • Accident Double Benefit
    • Permanent Total Disability Benefit
    • Premium Waiver
    • Monthly Income Benefit

Why life insurance is important in Nepal?

  • Getting risk cover against the unfortunate event
  • Achieving life stage needs
  • Long term investments
  • Wealth creation
  • Cover against illness and accidents (Depending on plan opted)
  • Coverage against liabilities
  • Retirement planning
  • Tax benefits as per prevailing tax laws

What documents require for life insurance?

  • completely filled insurance Application Form
  • Health Declaration Form
  • Medical Examiner’s Report
  • Insurance Agent Form
  • Age Proof Document
    • Citizenship Certificate or
    • Birth Certificate in the case of Minor

What is the age limiting for life insurance in Nepal?

  1. Minimum 1year old for child insurance
  2. 16 to 65 years old for adult insurance.

Can a foreign national buy insurance package in Nepal? 

No, only the Nepal citizen can purchase the life insurance packages from any insurance companies in Nepal. NRN (Non-Resident Nepalese) or migrant workers eligible to insured themself.

What to do if there is any dispute for compensation?  

You can lodge a complaint with the Nepal Bima Samiti or Nepal Insurance Board (BID) against the insurance company. The Insurance Act of Nepal is very stringent with the business that does not comply with the policy, and you will get justice.

Who can not do life insurance in Nepal?

  1. A person that is not good at the mental stage.
  2. Foreign national
  3. A person is over 65 years of age.
  4. A person working in military and police departments.

Conclusion;

Life insurance in Nepal is very important to everyone, whether they work in Nepal or abroad because it can cover the unforeseen risk that could arise in our daily lives. Although life insurance can not save our lives, it could provide some financial assistance to our loved one after our life loss.

The insurance also provides the education packages for the children and premium waiver benefits until the maturity, if they lost their parent who has life insured with the company.

Health insurance in Nepal

Latest Bonus rate of insurance company in Nepal

People who work in the insurance sector, in particular agents, convince the insureds, they will receive bonuses equal to the premium the amount will be double after matured 15yrs tenure. When we see the latest bonus rate of the insurance company in Nepal it is totally bluffed.

I also work as an agent for the top insurance companies in Nepal, and I’ve given 100 policies per year, but what we’ve been talking about isn’t really what we’re not talking about is real.

Life and property insurance is not a bad thing, because we live an uncertain life and unpredictable damage could occur in our properties. Insurance is protection against financial loss and compensation if any miserable thing has happened to the life of the policyholder.

Nepal is one of the nations with a high level of accidental death among the countries of South Asia. So, life insurance is very important to cover medical expenses, recompense for the permanent and partial disability, and compensation for the bereaved family in case of natural or accidental death of the insured.

If you want to earn money from an insurance company, be an agent, you will be rewarded with a good amount of commission on each policy you have given or invest in an insurance company.

Insurance yourself or your family member will not help to make enough money except covering the risk that we have taken in daily life.

What are the insurance company in Nepal?

An insurance company is a financial institution that operates under the license of NIB (Nepal Insurance Board) to issue the insurance policy for individuals and property. In addition, they can raise funds by selling the insurance policies and invest that money in the defined sector of NIB.

Where do the insurance companies invest in Nepal? 

In the context of Nepal, they can invest only in the limited areas that allowed by the Nepal insurance board. Presently insurance firms can invest in fixed deposit-liquid short-term investments, low-risk bonds, and hydro projects.

What is the insurance bonus for the insured?

Apart from the risk coverage, the insurance company provides interest on the premium paid by the insured, which is called the bonus rate of the insurance company. There is not a similar bonus rate of insurance company in Nepal base on the premium.

Who defines the premium bonus in Nepal?

The insurance company can not provide the policyholder with its own bonus rate, the National Insurance Board defines an annual bonus rate for the insurance company on the basis of income, policy number, and paid-up capital.

Bonus rate of insurance company in Nepal


Nepal life insurance bonus rate;

  1. Fixed-term and group insurance
    •  5 to 20 years:  Rs. 64 per thousand.
    • 21 to 25 years: Rs. 72 per thousand
    • 25 years term: Rs. 82 per thousand.
  2. In advance return (Money back plan)
    • 10-year: Rs. 65 per thousand
    • 15 years: Rs. 65 per thousand
    • 20 years: Rs. 65 per thousand
  3. In advance payment (Jeevan Sambidri)
    • 15yrs term: Rs. 62 per thousand
    • 20yrs term: Rs. 64 per thousand

National life insurance bonus rate;

  1. Fixed-term and group insurance
    • 5 to 15 years: Rs. 61 per thousand
    • 16 to 20 years: Rs. 61 per thousand
    • 21 to 25 years: Rs. 62 per thousand
    • Above 26yrs:  Rs. 80 per thousand
  2. In advance payment insurance (Money back plan)
    •  15 years: Rs. 60  per thousand
    • 20 years: Rs. 60 per thousand
    • 25 years: Rs. 61 per thousand
  3. Lifetime term insurance
    • 5 to 15 years: Rs. 61 per thousand
    • 16 to 20 years: Rs. 61 per thousand
    • 21 to 25 years: Rs. 62 per thousand
    • Above 26yrs:  Rs. 80 per thousand

Life Insurance Corporation (LIC) bonus rate

  1. Jeevan Astha Yojana
    • 5 years: Rs 85 per thousand
    • 3 years: Rs 80 per thousand
  2. Endowment Life Insurance Policy
    • 25 years or above: Rs. 80 per thousand
    • 20 – 24 years: Rs. 66 per thousand
    • 5 – 19 years: Rs. 65 per thousand
  3. Money-Back Endowment Policy
    • 25 years: Rs 68 per thousand
    • 20 years: Rs 67 per thousand
    • 15 years: Rs 66 per thousand
  4. Endowment and Whole Life Policy
    • 25 years or above: Rs 80 per thousand
    • 20 -24 years: Rs 70 per thousand
    • 5-19 years: Rs 66 per thousand
  5. Jeevan Tarang(Pension) Policy
    • 20 years: Rs 77 per thousand
    • 15  years: Rs 68 per thousand
    • 10 years: Rs 66 per thousand

Surya life insurance bonus rate

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 38 per thousand
    • 10-14yrs: Rs. 43 per thousand
    • 15- 19yrs: Rs. 48  per thousand
    • 20-24yrs: Rs. 58 per thousand
    • 25-29yrs: Rs. 63 per thousand
    • 30 above: Rs. 73 per thousand
  2. Life term insurance (Money back plan)
    • 1 -9 years: Rs. 38 per thousand
    • 10-14yrs: Rs. 43 per thousand
    • 15- 19yrs: Rs. 48  per thousand
    • 20-24yrs: Rs. 58 per thousand
    • 25-29yrs: Rs. 63 per thousand
    • 30 above: Rs. 73 per thousand
  3. In advance returned
    • 10-14yrs: Rs. 45 per thousand
    • 15- 19yrs: Rs. 45 per thousand
    • 20-24yrs: Rs. 55 per thousand
    • 25-29yrs: Rs. 63 per thousand

American Life Insurance company (MetLife) bonus rate

  1. Term of Policy- Endowment Plan
    • 1 to 15 Years: Rs. 65/- per thousand
    • 16 to 20 years: Rs. 70/- per thousand
    • 21 Years and above: Rs. 80/- per thousand
  2. Three Payment Plan (3PP)
    • 1 to 15 Years: Rs. 50/- per thousand
    • 16 to 20 years: Rs.60/- per thousand
    • 21 Years and above: Rs. 70/- per thousand
  3. Education Protection Plan (EPP)
    • 1 to 15 Years: Rs. 65/- per thousand
    • 16 to 20 years: Rs.75/- per thousand
    • 21 Years and above: Rs. 85/- per thousand

Prabhu Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 30 per thousand
    • 10-14yrs: Rs. 30 per thousand
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand
  2. Life term insurance
    • 10-14yrs: Rs.30 per thousand
    • 15- 19yrs: Rs. 40  per thousand
    • 20-24yrs: Rs. 50 per thousand
  3. In advance returned (Money back plan)
    • 1 -9 years: Rs. 30 per thousand
    • 10-14yrs: Rs. 30 per thousand
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand

Sun Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 20 per thousand
    • 10-14yrs: Rs. 25 per thousand
    • 15- 19yrs: Rs. 35 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 20 per thousand
    • 10-14yrs: Rs. 25 per thousand
    • 15- 19yrs: Rs. 35 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand
  3. In advance returned (Money back plan)
    • 10-14yrs: Rs. 20 per thousand
    • 15- 19yrs: Rs. 25 per thousand
    • 20-24yrs: Rs. 30 per thousand
  4. In advance returned life term (Money back plan)
    • 15- 19yrs: Rs. 35 per thousand

IME Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 25 per thousand
    • 10-14yrs: Rs. 25 per thousand
    • 15- 19yrs: Rs. 30 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25 above: Rs. 70 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 25 per thousand
    • 10-14yrs: Rs. 25 per thousand
    • 15- 19yrs: Rs. 30 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25 above: Rs. 70 per thousand
  3. In advance returned (Money back plan)
    • 1 -9 years: Rs. 25 per thousand
    • 10-14yrs: Rs. 25 per thousand
    • 15- 19yrs: Rs. 30 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25 above: Rs. 70 per thousand

Jyoti Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 40 per thousand
    • 10-14yrs: Rs. 41 per thousand
    • 15- 19yrs: Rs. 49 per thousand
    • 20-24yrs: Rs. 55 per thousand
    • 25 above: Rs. 70 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 40 per thousand
    • 10-14yrs: Rs. 41 per thousand
    • 15- 19yrs: Rs. 49 per thousand
    • 20-24yrs: Rs. 55 per thousand
    • 25 above: Rs. 70 per thousand
  3. In advance returned (Money back plan)
    • 10-14yrs: Rs. 40 per thousand
    • 15- 19yrs: Rs. 41 per thousand
    • 20-24yrs: Rs. 50 per thousand

Relience Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 50 per thousand
    • 25 above: Rs. 70 per thousand
  3. In advance returned (Money back plan)
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 50 per thousand

Sannima Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs.40 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25 above: Rs. 65 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs.40 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25 above: Rs. 65 per thousand
  3. In advance returned (Money back plan)
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs. 40 per thousand
    • 20-24yrs: Rs. 65 per thousand

Citizen Life Insurance bonus rates

  1. Fixed-term insurance 
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 38 per thousand
    • 15- 19yrs: Rs.40 per thousand
    • 20-24yrs: Rs. 45 per thousand
    • 25-29yrs: Rs. 60 per thousand
    • 30 above: Rs. 70 per thousand
  2. Life term insurance
    • 1 -9 years: Rs. 35 per thousand
    • 10-14yrs: Rs. 35 per thousand
    • 15- 19yrs: Rs. 38 per thousand
    • 20-24yrs: Rs. 40 per thousand
    • 25-29yrs: Rs. 40 per thousand
    • 30 above: Rs. 55 per thousand
  3. In advance returned (Money back plan)
    • 10-14yrs: Rs. 40 per thousand
    • 15- 19yrs: Rs. 45 per thousand
    • 20-24yrs: Rs. 50 per thousand

Guransh Life Insurance bonus rates

  1. Fixed-term insurance 
    • 10-14yrs: Rs. 51 per thousand
    • 15- 19yrs: Rs. 56 per thousand
    • 20-24yrs: Rs. 61 per thousand
    • 25 above: Rs. 86 per thousand
  2. Life term insurance
    • 10-14yrs: Rs. 52 per thousand
    • 15- 19yrs: Rs. 57 per thousand
    • 20-24yrs: Rs. 62 per thousand
    • 25 above: Rs. 87 per thousand
  3. In advance returned (Money back plan)
    • 10-14yrs: Rs. 47 per thousand
    • 15- 19yrs: Rs. 52 per thousand
    • 20-24yrs: Rs. 57per thousand

Conclusion: bonus rate of insurance company in Nepal is defined by the Nepal insurance board not from the insurance comapny. If you want save money for the good return, you can choose the one of the above insurance company which offers the high interest rate.

List of Banks in dubai mall and their location.

Dubai Mall is the iconic shopping center located in the heart of downtown Dubai and the most popular retail and entertainment destination in the gulf region. Here in this post, I would guide you on a list of Banks in Dubai mall and their location.

Dubai Mall is the world-class modern shopping center and the largest retail store in the world consisting of the following;

  •  Over 1,300 retail outlets,
  • 2 anchor department stores ( Galeries Lafayette and Bloomingdale’s)
  • Over 200 food and beverage outlets.
  • 150 luxurious dining and shopping experiences
  • Dubai Aquarium & Underwater Zoo
  • 270-degree walkthrough tunnel
  • Reel Cinemas megaplex
  • Olympic-sized Dubai Ice Rink

Each year the Dubai Mall attracts 80 million visitors from all over the world, mainly domestic and the GCC (Gulf Cooperation Council). To meet the financial needs of the visitors, UAE leading banks have established their offices in Dubai Mall and provided ATM services, responding to general inquiries and other core banking services.

Although you do not hold a UAE bank ATM card, you can withdraw money through ATM machines using your international debit or credit card, but you will be charged per transaction.

If you have carried an international Cheque, a draft or pay order can convert it into the real cash at the bank counter in the Mall.

List of Banks in Dubai mall

  1. Abu Dhabi Commercial Bank

It is one of the largest commercial banks in the United Arab Emirates and provides personal and commercial banking services in the UAE. In the Dubai Mall, it has operated the full fledge branch and the ATM services.

  • Name: Abu Dhabi Commercial Bank
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-705-8850

2. Abu Dhabi Islamic Bank

It is another leading bank in the UAE and more than 50% share has been held by the Abu Dhabi government was established in 1997. The bank provides personal, business, and corporates banking to its customer.

  • Name: Abu Dhabi Islamic Bank
  • Location: Second Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-204-6266

3. Commercial Bank International

It is a Dubai-based bank and operates retail banking across the United Arab Emirates. Likewise, other banks in the UAE provides personal, business, and corporate banking services.

  • Name: Commercial Bank International
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-362-7500

4. Dubai Islamic Bank

DIB is the first Islamic bank in the UAE that incorporated modern Islamic banking and all of its products have approved by the Sharia Law.

  • Name: Dubai Islamic Bank
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-405-1888

5. Emirates NBD

Emirates NBD is a leading commercial bank in the UAE and it has operated internationally in Asia, the middle east, Europ, and north America. The bank has provided personal and corporate banking in the UAE.

  • Name: Emirates NBD
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-373-3036

6. Mashreq Bank

It is the most famous bank in the UAE for innovative products and services, the bank offers mobile banking, internet banking, and atm services, along with several deposit and loan products.

  • Name: Mashreq Bank
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-4-434-4113

7. Transguard Cash Deposit Centre

It is one of the best security companies in the United Arab Emirates which provides man guarding, security integrated system, and cash in transit services. The Transguard branch in Dubai mall provides collection, processing, and cash storage services to the financial institutions and retail establishments that have a business in the Dubai Mall.

  • Name: Transguard Cash Deposit Centre
  • Location: Lower Ground Floor
  • Parking: P1, Grand Parking
  • Phone: +971-0-438-8239

What everyone needs to know about Prabhu money transfer.

Prabhu money transfer is the second-largest remittance company after IME and It is one of the best remittances companies among three dozen similar businesses in Nepal. Prabhu’s money transfer Nepal is a sister company of the Prabhu group, which has 10 more brands including, Prabhu pay, Prabhu bank, Prabhu digital life, Prabhu TV, etc.

The organization is a popular money transfer among the NRN (Non-Resident Nepalese) in Malaysia, the Gulf countries, and Prabhu online is also the most preferred method to send money from the USA to Nepal.

How is Prabhu famous in Nepal more than the remittance?

Although it is the second in the domestic transfers, it is close to IME remit, in the international transaction in Nepal. Parbhu money transfer has succeeded in bringing millions of dollars in Nepal from abroad because it provides competitive exchange rates and low service changes.

Anyone who abroad always sends money that provides a good exchange rate right? Many organizations may provide cash transfer services to Nepal in your place. However, it is important for you to remember the following, before selecting the money transfer services;

  1. Money exchange rates
  2. Service charge
  3. Reliability of the firm
  4. Payment locations in the country of destination.
  5. Bank integration.

The Prabhu does not only provide the money transfer services to Nepal but also to the other countries in South Asia and East Asia. Although the Prabhu has not the nearest office in your location the following institutions can be the option to collect money to the beneficiaries.

What are Prabhu Money Transfer Payment Methods?

  1. Cash pick up
  2. Bank account deposit

There are 5,400 agents and banks that provide the cash payment services and hundreds of Prabhu’s customer help desk in Kathmandu valley. For your convenience, you can choose whether cash picks up or account deposit option while sending.

International partners of Prabhu remittance for sending money.

  1. INSTA CASH
  2. MoneyGram
  3. ALZAMAN EXCHANGE
  4. AHALIA EXCHANGE
  5. ALDAR
  6. ALJAZEERA
  7. ALMIRAQ EXCHANGE
  8. BANK ALBILAD
  9. CIMB ISLAMIC
  10. CITY EXCHANGE
  11. EZ REMIT
  12. GECO
  13. HABIB QATAR
  14. INCENTIVE REMIT
  15. SIGUE
  16. TML
  17. TRANS FAST
  18. UAE EXCHANGE
  19. EXPRESS MONEY
  20. OMAN EXCHANGE
  21. UNIQUE EXCHANGE
  22. EXPRESS MONEY
  23. JRF INTERNATIONAL (JAPAN)
  24. AL RAJI BANK

International partners of Prabhu remittance for payment money

  • Bangladesh: More than 15 banks in Bangladesh provide cash payment services from their networks or deposit money into the receiver account.
  • Pakistan: Cash pick up or bank account credit facility provides through the four banks.
  • Nepal: 4500 agents pay the cash and bank account deposit facility for all types of financial institutions.
  • Malaysia: 40 local agents and Prabhu remit offices and CIMB banks and its branches across Malaysia.
  • Indonesia: Cash pick up and account credit facilitates by Pt Bank Rakyat Indonesia and Pt Fusindo.
  • Philippines: Metro Bank, Bank of Commerce are the partner of Prabhu remittance and they provide the Instant a/c credit services.
  • Sri Lanka: through Sampath Bank, Hatton National Bank, Bank of Ceylon.
  • Vietnam: DONGA MONEY TRANSFER
  • India: 3800+ networks for cash payment and Instant account credit to all banks in India.
  • Japan: JRF international remittance.
  • Bhutan: Instant account credit & cash payment services.

HOW CAN I send MONEY THROUGH PRBHU MONEY TRANSFER ONLINE?

Send money to Nepal using the online method without going to the Prabhu counter or its partner agency. You need to register on their website and you have to complete the four steps.

  1. Create a profile
  2. Fill out the personal information
  3. Provides the contact information and address
  4. Security information
  5. Fill out the recipient’s information.
  6. Pay to  Prabhu money transfer USA by your credit, debit card, or via bank account and
  7. confirm for the transaction.

How long does it take to deliver the fund to the country of destination?

The entire process will be completed immediately and instant cash can be paid, unless the issue arises from the sender’s side. If the holiday occurs in the sending or receiving country the fund can available in next day.

Top 10 remit companies in Nepal.

20 countries, where security guard salary is higher

The security guard salary varies widely depending on the country, state, and company. The private security industry is expanding rapidly across the globe as people increasingly prioritize the protection of their safety and property.

In many countries, including the United States, Australia, the UK, and France, the number of private security personnel has surpassed that of police officers. This trend highlights the growing demand for security services worldwide.

In developed countries, the concept of professional security has become deeply embedded, and security guards must obtain a license before starting their duties.

The training and licensing process helps the security professionals to equip with the necessary skills to handle their responsibilities effectively.

To receive a license, a security guard must complete training and pass a security test, which is typically issued at the state or federal level.

Given that security work involves safeguarding people and valuable assets, it is essential to bring security personnel under a common regulatory framework and ensure their compliance with established rules.

In advanced countries, these principles are already in place. The private security industry and individual security personnel must adhere to state or federal security regulations.

Any violations of these rules can result in penalties, reinforcing the importance of maintaining high standards in the industry.

Regulation of the security industry authority is responsible for enforcing rules and regulations among security officers and companies.

Depending on the country, this regulatory body may operate at the state or federal level. The authority’s role is critical in ensuring that security personnel meet the required standards and that the industry as a whole operates within the legal framework.

From this perspective, security personnel can categorize into two main groups:

1. Professional Security Guards:

These individuals are trained, licensed, and adhere to the regulatory standards set by the authorities. They are typically found in developed countries where the security industry is well-regulated.

2. Non-Professional Security Guards:

In contrast, non-professional security guards are often working in developing countries. These guards may lack formal training or licensing and they often hires without meeting the necessary qualifications.

In developed countries, security guards are professional, and they command higher wages.

The training they receive not only enhances their skills but also increases their value in the job market.

Consequently, the salary of security guards in developed countries tends to be significantly higher than that of their counterparts in developing nations.

In this article, we explore the countries where security guard salaries are among the highest globally. Notably, European countries dominate the list, as they offer some of the most competitive wages in the security industry.

From Asia, only a few countries make the list, indicating that competitive salaries for security personnel are not as widespread in this region.

Although the United States is the world’s largest economy, it lags behind some European countries in terms of the average salary for security guards.

Some countries pay security guards daily or hourly though in some places receive monthly wages. This variance in payment methods further highlights the differences in how security security guard salay across the globe.

In conclusion, the security guard salary may vary by a range of factors, including geographic location, regulatory standards, and the level of professionalism in the industry.

Developed countries tend to offer higher salaries and better working conditions for security personnel, reflecting the importance placed on their role in society.

As the demand for private security continues to grow, the disparity in wages between developed and developing countries is likely to persist, underscoring the need for ongoing efforts to professionalize the industry globally.

Security guard salary higher paying countries

Explore top 40 Courier Services in Nepal

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Courier Services in Nepal: A Growing Industry

The courier services industry in Nepal is experiencing rapid growth as individuals and businesses alike seek efficient and timely delivery of cargo and packages.

Although Nepal has a national postal service, many people prefer private courier services for non-government-related tasks due to their reliability and speed.

Since the end of the ten-year armed conflict, Nepal has been steadily progressing in its development. This resurgence has led to the revival of many private companies and the establishment of new ones, all of which heavily rely on courier services to deliver parcels and documents across the country.

As Nepal becomes increasingly integrated into global trade, the demand for international courier services has also risen, making it easier to send and receive parcels from abroad.

 How to Send a Courier to Nepal?

Sending a courier to Nepal is straightforward. International logistics companies have made this process seamless by setting up agent offices within the country.

These agents often operate through multiple branches or partner with local courier services to ensure parcels are delivered even to the most remote areas.

The majority of courier service providers are headquartered in Kathmandu, the capital of Nepal, and collaborate with district-level courier services when they do not have a direct branch at the destination.

How to Send a Courier from Nepal to Another Country?

Sending a courier from Nepal to another country is just as easy. Numerous international courier service providers operate in Nepal, offering reliable and efficient services to ensure your package reaches its destination without any hassle.

List of Courier Services in Nepal

Below is a comprehensive list of courier services in Nepal, highlighting the available options for both domestic and international deliveries:

  1. Nepal Express Parcel & Logistic P. Ltd. – Kathmandu (01-4486173).
  2. Nepal Can Move Courier – Kathmandu (977 01 5970736)
  3. Kourtier Courier Service – Siddharthanagar (071-526366)
  4. Pacific Freight Nepal Pvt. Ltd (Cargo & Courier in Nepal) – Kathmandu (01-4513752)
  5. Speedex Worldwide Pvt. Ltd.– Kathmandu (01-4480405)
  6. NepXpress Cargo & Courier – Kathmandu (01-4783933)
  7. Ideal Courier Service – Kathmandu (985-1168433)
  8. FedEx Express- Kathmandu (01-4269248)
  9. DHL Express Nepal Pvt. Ltd. – Kathmandu (01-4481303)
  10. Direct Way Exporters (Direct Way Cargo & Courier in Nepal) – Kathmandu (01-5350337)
  11. United Nepal Courier & Cargo Pvt. Ltd. – Kathmandu (01-5244679)
  12. Air Supreme Couriers (P.) Ltd. – Kathmandu (01-4257342)
  13. Sajha Worldwide Courier– Kathmandu (015706789)
  14. Worldwide Express Courier Service– Kathmandu (01-5533813/5533814)
  15. TNT International Express – Nepal – Kathmandu (01-4269248)
  16. DTDC Worldwide Express Pvt. Ltd. – Kathmandu (01-4497068)
  17. Florida International Export P. Ltd. – Kathmandu (01-4700051)
  18. Pony Worldwide Express Nepal – Kathmandu (01-4268652)
  19. Unique Freight International Pvt. Ltd. – Kathmandu (4495007 / 4478320)
  20. Noble Logistics Nepal (P) Ltd. – Kathmandu ( 01-4536446)
  21. Bullet International Cargo Pvt. Ltd. – Kathmandu (01-4221627)
  22. Atlas International– Kathmandu (014112396, 014112390)
  23. G.A.C. Express Nepal Pvt. Ltd. – Kathmandu (01-4266178)
  24. Nepal Shipping & Air Logistics Pvt. Ltd. – Kathmandu (01-4784572)
  25. NPL Parcel (Cargo & Courier in Nepal) – Kathmandu (01-4254422)
  26. Tibetan Export & Cargo– Kathmandu (984-1242522)
  27. Namaste Cargo Nepal (P) Ltd. – Kathmandu (4700720/ 9801006432)
  28. Prime Express Courier And Cargo Pvt. Ltd. – Kathmandu (01-4111515)
  29. Aero Freight Nepal Pvt. Ltd. – Kathmandu (01-4701576)
  30. Everest International Export Pvt. Ltd. – Kathmandu (01-4701019)
  31. Buddhaland Export Worldwide Cargo Service – Kathmandu (01-4219231)
  32. Air Bridge Cargo Pvt. Ltd. – Kathmandu (01-4436554)
  33. Aramex Courier– Kathmandu ( 01-5970223)
  34. Royal Express Cargo Pvt. Ltd.- Kathmandu (01-4424822)
  35. Sky Net Worldwide Express– Kathmandu (01-4497073)
  36. Super Kinetic Nepal Pvt. Ltd. – Kathmandu (01-5361666)
  37. Secure Freight International Pvt. Ltd. – Kathmandu (01-5343975)
  38. Aero-Ship Logistics Nepal Pvt. Ltd.– Kathmandu (01-5352582)
  39. Shangri-la Freight Pvt. Ltd – Kathmandu (01-4907697)
  40. Couriers Nepal. – Kathmandu ( 01-5920475)

Nepal’s courier service industry is a vital link in the country’s logistics chain, ensuring that both domestic and international deliveries are handled with care and efficiency. Whether you’re sending a parcel across.

Amazon in Saudi Arabia, learn what kind of services it provides.

Amazon is the fourth-largest company in the world after Google, Microsoft, and Apple. It’s an American tech. Companies whose business is e-commerce, cloud, digital streaming, and artificial technology. Amazon in Saudi Arabia has officially completed replacing Souq.com after purchased the Dubai based e-commerce company and well known in the GCC country.

$580m deal wrapped up acquiring Souq.com in March 2017 in Dubai since then amazon UAE had started providing online shopping services to the UAE base customers but Users in other gulf countries have been buying in Souq.com.

Now all the customers or website visitors for Souq.com will be redirected to the Amazon.sa and they will lend on the Amazon official website. The Amazon to Saudi Arabia will offer similar services to those offered in other countries around the world.

Although Amazon KSA will not face difficulties in finding customers because many customers are already loyal to Souq, the focus has now been on attracting customers. Here are some of the primary services in Saudi Arabia.

  1. Free shipping;

Although their business policy is to charge the buyer or seller shipping costs, the customer who purchases in the Amazon Saudi Arabia will obtain items without paying any additional costs.

2. Next-Day delivery services;

If the customer has ordered any item from Amazon SA, the prices are more than 200 Saudi Riyal and the item will be shipped on the next day without any delivery charges.

3. Same day delivery services;

Shipping will take place on the same day if customers are willing to pay additional charges for delivery.

4. Purchases from Amazon store;

The customers can buy items from the online shop of the amazon.

5. Buy with others;

Customers may purchase from the national and international sellers those who sell their own products on the Amazon website. However, charges may apply depending on the delivery time frame.

6. Sell the products;

In the same way, to other countries, national and international enterprises, and individuals can sell their own products after creating a virtual shop.

7. Affiliate Marketing;

Individuals can sell other products by promoting a link on the website. Any purchase made by clicking on a link to get a commission can vary depending on the product.

8. Amazon MTurk;

People can earn some money by completing small tasks including data validation, writing review, and other online work.

9. Cloud services;

Digital ocean is the amazon data hosting platform the service is available in the GCC, you can host your website or other official data.

10. Offer and discount;

The Amazon to Saudis has a number of discounts and promotions that buyers can take advantage of opportunities to buy a quality product at a low or huge discounted price.

Amazon for Saudi Arab has not offered the amazon prime in Saudia, just like the users have been enjoying in the UAE, however, it can roll out in the future.

list of microfinance in Nepal and their area

Nepal is one of the countries with a population of 2.5 Crore and still half of its population has no access to financial services. The government of Nepal promoted microfinance companies by providing subsidized loans, not much legal hindrance for registration, and no paid-up capital requirement. The main reason behind this initiative is to enable the poor and deprived community to access banking services. The below table displays the list of microfinance in Nepal till April 2020.

Concept of Microfinance in Nepal;

After learning from Bangladesh, the country where the microfinance initiative was born and succeeded, the government of Nepal also allowed the company to register without any paid-up capital to provides similar services in Nepal.

SARC (South Asian Regional Cooperation) countries share a similar challenge where most of the country’s population lives under the poverty line and they are out of the financial services.

The concept of microfinance in Nepal is to provide financial services, including micro-credit, micro-savings to poor and disadvantaged communities. Allow them to carry out micro-business activities from where they can lift their financial condition.

While corporate banks A, B, C-class financial institutions have not reached the rulers and poor communities. Microfinance companies in Nepal have emerged to fill these gaps, with the result that now there are 90 microfinance banks in Nepal.

Who oprates microfiance in nepal?

Although there are 90 microfinance companies in Nepal they have different areas of the operation. Some microfinance companies are limited in one district, some are few districts and some have a national level of operation.

Other financial institutions such as cooperative also can work in the microfinance sector, Mostly microfinance institutions fave focused on the women, because, culturally they have deprived of the financial decision in a family.

Now the A-class commercial banks also operate the microfinance services, because, central bank requires that some portion of their capital should go to the deprived communities. If any commercial bank which has not operated a microfinance program it should provide the fund to the microfinance institution through wholesales landing.

Microfinance function in Nepal

  1. To Disburse micro-credit, with or without any movable or immovable property as the collateral or security, for operating any micro-enterprise prescribed by the Rastra Bank to any project, any group or a member thereof which/who have regularly saved for the period and maintained the prescribed saving,
  2. To accept loans or grants from any bank or financial institution or native or foreign organization or institution, and use such loans or grants for the supply of micro-credit or for making the same effect.
  3. Obtain a loan from the Nepal central bank or from any foreign organization.
  4. Prior to disbursing micro-credits, evaluating the schemes for which micro-credits have been requested and determining whether or not they are feasible,
  5. To provide necessary services and consultation to groups with regard to the mobilization of microfinance,
  6.  carry out necessary actions for recovery of the microcredits on time,
  7.  To accept deposits and refund such deposits subject to the limit prescribed by the Rastra Bank by getting approval of the Rastra Bank,
  8. To issue shares, debentures, bonds, etc. for the purpose of meeting the capital fund requirements,
  9.  exchange information or notices on debtors or customers who have obtained credit or any kind of facility from it and other banks or financial institutions with the Rastra Bank or any other bank or financial institutions.
  10. carry out such other functions as prescription of the Rastra
    Bank.

List of the development of Nepal

list of microfinance in Nepal;

[table id=8 /]

emirates airline news today firing 30,000 employees

The world’s largest widebody career emirates airline has just completed the meeting on Monday with the employees who are being terminated from their roles due to the COVID 19 pandemic. As the  Bloomberg Reported about emirates airline news today, The headquarters of the company was packed, because, a huge number of the people were presented.

The meeting was emotional because the job losers will face uncertain careers near the future, because, many airlines company have impacted due to the pandemic and they will not hire the new staff until mid of 2021.

After the national and international fight baned from the government of UAE and government of other countries most of the Emirates Aircraft have been grounded except few are active for the repatriation flights.

Passengers especially those who have visited the gulf region they love to fly to the Emirates airline because of superior services and modern aircraft, as well as the Skywards customer loyalty program.

Although the company has not confirmed the number of employees who will discharge from duty, there is a strong indication that the airline will cut a lot of jobs to preserve cash in the current situation.

According to Bloomberg’s news, the top official of the Emirate Airline said that the organization would lay off up to 30,000 active employees or that the number could reach one-third of the total staff.

Who’s going to lose the job with Emirates Airlines?

The government of the UAE has implemented new degrees to help the privates organization, allowing the employer to reduce the worker salary or restructure the current contract on mutual agreement. The workers have no choice whether to accept the salary reduction or lose the job.

The new degree also protects UAE nationals, restricts the company from dismissing any citizen of the UAE. It is, therefore, clear that there will be no impact on the UAE national job although they are working with Emirates Airlines.

Who losing the jobs?

According to the Emirates airline, today news publishes on Bloomberg the following employee will lose the job in UAE and worldwide.

  1. Expatriates workers most of the cabin crew.
  2. More than 3000 engineer
  3. Hundreds of the pilot
  4. UAE resident, a ground airline workers

Emirates airline had mentioned on the termination letter “You will receive your contractual basic salary and fixed allowances applicable to your grade and position until your last day of service” on September 13”.

Since the company halted its operation it has been paying the reduced salary for the employees, but now the time has come to say goodbye to the best company to work in the UAE.

Although the UAE government wants to help the emirates airline through the stimulus packages it will recover when the COVID 19 vaccine is available in the world.